Perfected first lien

A first lien that is duly recorded with the cognizant governmental body so that the lender will be able to act on it should the borrower default.

Similar financial terms

LIFO (Last-in-first-out)
The last-in-first-out inventory valuation methodology. A method of valuing inventory that uses the cost of the most recent item in inventory first.

Last-In-First-Out (LIFO)
A method of valuing inventory that uses the cost of the most recent item in inventory first.

Limitation on liens
A bond covenant that restricts in some way a firm's ability to grant liens on its assets.

Lien
A security interest in one or more assets that is granted to lenders in connection with secured debt financing. When an asset is pledged as security against a loan, the lender is said to take "lien", i.e. a legal security interest, in the asset. Liens are usually registered against assets and recorded in a public office (or on-line). It behooves a buyer of an asset to conduct a search to ensure that there are no liens against an asset. It is conceivable that an asset can be sold to an unsuspecti ...

Leverage clientele
A group of shareholders who, because of their personal leverage, seek to invest in corporations that maintain a compatible degree of corporate leverage.

Blanket inventory lien
A secured loan that gives the lender a lien against all the borrower's inventories.

Clientele effect
The grouping of investors who have a preference that the firm follow a particular financing policy, such as the amount of leverage it uses.

Nonresident of the US alien (NRA)
Not a U.S. person as defined under the Internal Revenue Code (IRC).

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Consolidation

The combining of two or more firms to form an entirely new entity.


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