Participating GIC

A guaranteed investment contract where the policyholder is not guaranteed a crediting rate, but instead receives a return based on the actual experience of the portfolio managed by the life company.

Similar financial terms

Participating fees
The portion of total fees in a syndicated credit that go to the participating banks.

Magic of diversification
The effective reduction of risk (variance) of a portfolio, achieved without reduction to expected returns through the combination of assets with low or negative correlations (covariances).

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Did you know?

Dealer options

Over-the-counter options, such as those offered by government and mortgage-backed securities dealers.


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