Fiduciary

This term can be used both as an adjective and a noun. It is used in the context of a trust relationship. For example, if one is said to have a fiduciary obligation, it means that one is acting in trust for other parties. A fiduciary is one who is in a position of trust. One can also use the adjective fiducial - for example, one has fiducial dependence on someone else.

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Fiduciary issue
The fiduciary issue is the part of the issue of notes and coins that is not backed by gold. In the past bank notes were issued and were backed by gold. You could always redeem your notes and have gold back in exchange. However, the system quickly developed so that the value of notes issued exceeded the amount of gold. That part of the note issue in excess of the amount of gold was the fiduciary issue. In other words the amount of money issued on trust. Today the whole note issue is fiduciary.

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Did you know?

Par value

Also called the maturity value or face value, the amount that the issuer agrees to pay at the maturity date.


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