Contingent pension liability

Under ERISA, the firm is liable to the plan participants for up to 39% of the net worth of the firm.

Similar financial terms

Contingent claim
A claim that can be made only if one or more specified outcomes occur.

Contingent deferred sales charge (CDSC)
The formal name for the load of a back-end load fund.

Contingent immunization
An arrangement in which the money manager pursues an active bond portfolio strategy until an adverse investment experience drives the then-available potential return down to the safetynet level. When that point is reached, the money manager is obligated to pursue an immunization strategy to lock in the safety-net level return.

Underfunded pension plan
A pension plan that has a negative surplus (i.e., liabilities larger than assets).

Pension sponsors
Organizations that have established a pension plan.

Pension plan
A fund that is established for the payment of retirement benefits.

Pension Benefit Guaranty Corporation (PBGC)
A federal agency that insures the vested benefits of pension plan participants (established in 1974 by the ERISA legislation).

Overfunded pension plan
A pension plan that has a positive surplus (i.e., assets exceed liabilities).

Advance funded pension plan
Pension plan in which funds are set aside in advance of the date of retirement.

Unlimited liability
Full liability for the debt and other obligations of a legal entity. Generally, partners of a partnership and sole propietors have unlimited liability.

Limited-liability instrument
A security, such as a call option, in which the owner can only lose his initial investment.

Limited liability
Limitation of possible loss to what has already been invested.

Liability swap
An interest rate swap used to alter the cash flow characteristics of an institution's liabilities so as to provide a better match with its assets.

Liability funding strategies
Investment strategies that select assets so that cash flows will equal or exceed the client's obligations.

Liability
A financial obligation, or the cash outlay that must be made at a specific time to satisfy the contractual terms of such an obligation.

Limited Liability Company (LLC)
Consists of member owners and a manager, at a minimum. Similar to a corporation that is taxed as a partnership or as an S-corporation. More specifically, it combines the more favorable characteristics of a corporation and a partnership. The LLC structure permits the complete pass-through of tax advantages and operational flexibility found in a partnership, operating in a corporate-style structure, with limited liability as provided by the state's laws.

Limited liability partnership (LLP)
A form of the LLC favored and used for professional associations, such as accountants and attorneys.

Limited liability limited partnership (LLLP)
Intended to protect the general partners from liability. Previously, the general partner was a corporation to protect the principals from personal liability. Under the LLLP, an individual could be a general partner and have limited personal liability.

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Reinvoicing center

A central financial subsidiary used by an MNC to reduce transaction exposure by having all home country exports billed in the home currency and then reinvoiced to each operating affililate in that affiliate's local currency. It can also be used as a netting center.


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